Desde hoy es más caro financiar la tarjeta de crédito en pesos y dólares

Tanto en pesos como en dólares, financiar el pago de las tarjetas de crédito será más caro por el aumento de las tasas de interés.

Financiar el pago de las tarjetas de crédito será desde ahora más caro, tanto para los consumos en pesos como en dólares. Así lo dispuso ayer el Banco Central en medio del reacomodamiento del gabinete económico.

Si el resumen de tarjeta de crédito incluye gastos superiores a los u$s200, la financiación del saldo será más cara, a menos que el total no exceda los $200.000.

El BCRA dispuso que si se realizaron gastos por más de US$ 200 y no se paga la totalidad del resumen, el saldo se financiará aplicando la tasa regulada por la ley de tarjetas de crédito emitidas por entidades financieras. Actualmente esa tasa oscila entre 62 y 85%.

En tanto, los financiamientos de resúmenes hasta $200.000 mensuales mantendrán la tasa máxima fijada por el BCRA, de 62%. Se trata de un incremento dado que hasta ahora la tasa era de 51%.

La tasa máxima para financiación de tarjetas de crédito está regulada por el BCRA para evitar abusos por parte de los bancos.

La nueva medida deja a las entidades financieras en libertad de cobrar la tasa que regula la ley de tarjetas de crédito.

La autoridad monetaria señaló que «las entidades financieras deberán notificar a los tarjetahabientes antes de aplicar esta medida».

Esta nueva medida se suma a las ya adoptadas por el gobierno en busca de acotar las posibilidades financieras de sectores de alto poder adquisitivo


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